As the new year begins, start it off with the right partnerships for long-lasting, positive financial outcomes. If your goal is to make better financial decisions and see a higher return on your investments, working with a portfolio manager might be right for you. Our Portfolio Managers at The RaeLipskie Partnership are dedicated to your success and are here to help you meet your investment goals, whether you’re a long time investor or just starting out. 

What is a portfolio?

A portfolio is a collection of financial investments such as stocks, bonds, mutual funds, commodities, cash and cash equivalents. Investors will mix these investment options with the expectation that they will grow over time or earn significant returns. A portfolio is designed to reach your investment goals and help grow that capital to levels that it would not otherwise have obtained.

What is a portfolio manager?

Portfolio managers are professionals who manage investment portfolios on behalf of their clients. The process of a portfolio manager starts with understanding their clients’ financial goals and investment objectives. Once this is determined they select the most suitable asset class (e.g., real estate, equities, bonds, private equity, etc). The next step is to execute strategic asset allocation (SAA) by assigning the desired weight for each asset class – for example, 40% bonds, 60% stocks. During an investment period portfolio managers will perform a tactical asset allocation (TAA) to adjust the weight of assets. Portfolio managers also manage and minimize the risk by constantly monitoring portfolio performance. With the expertise of portfolio managers like the team at Rae Lipskie, you can be sure that your portfolio is designed for your benefit.

What are the benefits of working with a portfolio manager?

Professional Qualifications

The portfolio manager designation requires the highest level of education and experience in the investment industry. For example, Brian Lipskie, President & Chief Operating Officer Investment Counsellor/Portfolio Manager, started his investment career in 1985 with Wood Gundy in Private Client investment management. Five years later he attained his Chartered Financial Analyst (CFA) designation in 1990. Andréa Miljkovic, Vice-President & Portfolio Manager, earned her Chartered Financial Analyst (CFA) designation in 2001 and maintains a leadership role with the Kitchener-Waterloo chapter of the Toronto CFA Society. The RaeLipskie Partnership is a team of dedicated professionals who have the skills and expertise to help you meet your investment objectives.

Fiduciary Responsibility 

Portfolio managers have a fiduciary responsibility to act with a high standard of honesty, care and good faith, always in the best interest of their clients. We take pride in our team and our regard for you and your finances.  

Investment Policy Statement 

An individual policy statement (IPS) is established between a portfolio manager and the client to outline the general rules, guidelines and strategies the manager will use to meet their clients’ needs. 

Diversification

Portfolio managers offer a wide range of investment options to best suit their clients financial goals and objectives. Spreading your assets across a variety of different investments is an effective strategy to reduce risk and increase potential returns. With our help, we can determine the most suitable asset classes to invest in based on your personal situation and preferences as an investor. Our goal is to help you build a balanced portfolio of investments that compliment each other. 

Fee Transparency

Portfolio manager fees are fully transparent as they charge a percentage of the investments they manage rather than on commission based on high transaction volumes.

The investment landscape is dynamic and always changing, and we understand that managing a portfolio can be a daunting prospect. If you’re interested in working with a portfolio manager, The RaeLipskie Partnership is ready to bring your investment portfolio up to speed. Reach out to one of our Portfolio Managers today for further guidance.